The elevation certificate is a form created by FEMA for the purpose of determining if a structure on a given property is compliant with flood hazard area building code or for determining if it is within a SFHA or Special Flood Hazard Area. It is a form that is filled out by a surveyor that certifies the elevations of the structure and the elevations of the land adjacent to a structure.
This is then used a few different ways.
The most common reasons are:
- To fulfill an insurance broker’s request for one.
- Used to support a Letter of Map Amendment (LOMA) or Letter of Map Revision (LOMR).
- Another reason is because a Bank may require it for some mortgages